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Insurance policies and annuity contracts contain features, exclusions, limitations and availability that may vary by state and/or sales distributor. For a full explanation of the available products, please contact your financial professional or the company for costs and complete details. This material is a general description intended for general public use.

Insurance policies, annuity contracts and reinsurance contracts are issued by American National Insurance Company (60739), Galveston, TX, in all states except NY; American National Life Insurance Company of New York (63126), Glenmont, NY, in CT, DE, ME, MD, MA, NH, NJ, NY, PA, RI, VT, VA and WV; American National Life Insurance Company of Texas (71773), Galveston, TX, in all states except ME, NJ, NY and VT; Garden State Life Insurance Company (63657), Galveston, TX, in all states; American Equity Investment Life Insurance Company (92738), West Des Moines, IA, in all states except NY; American Equity Investment Life Insurance Company of New York (11135), Lake Success, NY, in NY; Eagle Life Insurance Company (13183), West Des Moines, IA, in all states except NY; Blumont Annuity Company, Toronto, ON, in Canada; and Blumont Annuity Company UK Ltd, London, in the United Kingdom, North End Re Ltd., Hamilton, Bermuda; North End Re (Cayman) SPC, Grand Cayman, Cayman Islands; and Freestone Re Ltd., Hamilton, Bermuda.

Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Insurance products may not be available in all states and jurisdictions. Not all reinsurance products or structures offered are available in all jurisdictions. Reinsurers may not be licensed in all states and jurisdictions. All transactions are subject to meeting a reinsurer's underwriting requirements. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Please reach out to your financial professional if you have any questions about insurance products and their features. The term "financial professional" is not intended to imply engagement in an advisory business with compensation unrelated to sales. Financial professionals will be paid a commission on the sale of an annuity.

Blumont Annuity Company UK Ltd is a limited liability company in England and Wales with registered company number 14130490. Registered office is at Level 26, 1 Canada Square, Canary Wharf, London, E14 5AB. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority, FRN 1014484.